Savings & CDs

Southern Community savings accounts help you grow your money and keep it safe. Save for a rainy day, a sunny retirement or a happy holiday. And children can get into the savings habit early with Southern Community Minor Savings.

Certificates of Deposit
Earn higher rates of interest by keeping funds on deposit for specific periods of time.

Deposit lengths vary from seven days to five years, with many choices in between

Get better rates of interest for maintaining higher balances

Classic Savings
Our basic savings account, ideal for most needs.

Free ATM card

No maintenance fee with minimum daily balance of $200

Minor Savings (Age 18 and Under)

Perfect for children and teenagers just beginning to save.

Up to nine withdrawals per quarter with no penalty

No maintenance fees

Holiday Savings Club
An easy way to put money aside each week or month for holiday purchases.

Check will be sent to you in November for the account balance

Penalty for early withdrawal

Talk with an ACE today about making a hassle-free switch to Southern Community!

*Deposits at FDIC-insured institutions are insured up to at least $250,000 per depositor.Depositors who have questions about their insurance coverage may go to www.fdic.gov and use the FDIC’s Electronic Deposit Insurance Estimator (EDIE) or call their toll-free number at 1-877-ASK-FDIC.