ME (Maximum Earnings) Banking  

ME Banking is a unique Southern Community checking account that offers both great convenience and great returns. If you prefer the ease of using a debit card, ATM, and online banking, ME Banking rewards you by eliminating the fees for those services and paying a premium interest rate. We call it ME Banking, but it's really all about you.

ME Banking Benefits:

• Premium Interest
• Easy ATM and Debit Card Access
• No Fees or Minimums

Customers who meet the required activity each statement cycle receive:

• Premium interest rate on deposits up to $25,000 (Check Current Interest Rate)
• Use of any ATM from any bank nationwide with no fees
• Free Online Bill Pay
• No minimum daily balance
• No monthly maintenance fee

ME Banking Requirements:

In order to qualify for the ME Banking premium interest rate, a customer must:

• Make a one-time $100 deposit to open the account
• Receive an e-Statement instead of a paper one
• Make ten debit card purchases per month
• Have one direct deposit or automatic draft per month
• Access online banking at least once per month

Customers who do not meet the monthly requirements will still pay no fees and will receive a lower rate of interest. (Check Current Interest Rate)